Life Pooled Solutions

Investments wrapped inside a protective Sanlam Life Policy.

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Life Pooled Solutions

How it works

Why choose a Sanlam Life Pooled Investment

Sanlam Life Pooled Investments are simply investments wrapped inside a protective Sanlam Life Policy. These are popular options for retirement funds looking to combine the growth of the investment markets, but with the protective wrap (or security) of a life policy.

Sanlam Life Insurance Ltd offers a range of pooled investment portfolios for retirement funds. These institutional investment capabilities include multi-managed, single-managed, active and passive ranges. There are no minimum investment requirements to access these pooled investment portfolios and they offer a range of appealing benefits, making them an attractive choice for small, medium and large retirement funds. A Sanlam Life Pooled Investment is a linked policy. The underlying investments or assets are held in the name of Sanlam Life Insurance Ltd, not in the name of the policyholder.

Benefits of a Sanlam Life Pooled Investment

No minimum size unless otherwise stated
Added security of a large institution
Legal, compliance and sound corporate governance peace of mind
Access to Sanlam’s expertise and resources - with the benefit of a long-term legal structure

life pooled solution options

Your investment options

Single Managed
Single Managed Funds
Risk-profiled Funds
SEB Inflation Annuity Tracker
SPW Balanced Fund
Flexible Balanced Funds
Sanlam Multi Asset Growth Fund
SIM Temperance Balanced Fund
Absolute Return Funds
SIM Cautious Absolute Fund
SIM Moderate Absolute Fund
Cash Funds
SIM Cash Fund
SIM Enhanced Cash Fund
Specialist Funds
SI Sustainable Infrastructure Fund
SI Direct Property Fund
Medical Aid Funds
SIM Absolute Return Medical Fund
Multi Managed
Multi Managed Funds (SMMI)
Risk-profiled Funds
SMM 30
SMM 50
SMM 70
Sanlam Accumulation Portfolio
Flexible Balanced Funds
SMM NUR Balanced Fund
Sanlam The Most Aggressive Portfolio
SMM Select Balanced Fund
Sanlam Wealth Creation Portfolio
Absolute Return Funds
SMM Cautious Absolute Fund
SMM Moderate Absolute Fund
Specialist Funds
SI MM Global Equity Fund
Passive Managed
Passive Managed Funds (Satrix)
Risk-profiled Funds
Satrix Low Equity Balanced Fund
Satrix Medium Equity Balanced Fund
Satrix High Equity Balanced Fund
Satrix Global Achiever Fund
Flexible Balanced Funds
Satrix Enhanced Balanced Tracker Fund
Smoothed Bonus
Sanlam Smoothed Bonus Funds
Sanlam Stable Bonus Portfolio
Sanlam Monthly Bonus Fund
Sanlam Progressive Smooth Bonus Fund
Sanlam Absolute Return Plus Fund

Fund Fact sheets

Single Managed
SEB Inflation Annuity Tracker Fund: View Fund Factsheet
Sanlam Multi Asset Growth Fund: View Fund Factsheet
SIM Cautious Absolute Fund: View Fund Factsheet
SIM Moderate Absolute Fund: View Fund Factsheet
SIM Cash Fund: View Fund Factsheet
SIM Absolute Return Medical Fund: View Fund Factsheet
SIM Temperance Balanced Fund: View Fundsheet
SIM Enhanced Cash Fund: View Fund Factsheet
SPW Balanced Fund: View Fund Factsheet
SI Direct Property Fund: View Fund Factsheet
SI Sustainable Infrastructure Fund: View Fund Factsheet
Multi Managed
SMM 30 Portfolio: View Fund Factsheet
SMM 50 Portfolio: View Fund Factsheet
SMM 70 Portfolio: View Fund Factsheet
SMM NUR Balanced Fund: View Fund Factsheet
SMM Cautious Absolute Fund: View Fund Factsheet
SMM Moderate Absolute Fund: View Fund Factsheet
SMM Select Balanced Fund: View Fund Factsheet
Sanlam The Most Aggressive Portfolio: View Fund Factsheet
Sanlam Accumulation Portfolio: View Fund Factsheet
SI MM Global Equity Portfolio: View Fund Factsheet
Sanlam Wealth Creation Portfolio: View Fund Factsheet
Passive Managed
Satrix Enhanced Balanced Tracker Fund: View Fund
Satrix Low Equity Balanced Fund: View Fund
Satrix Medium Equity Balanced Fund: View Fund
Satrix High Equity Balanced Fund: View Fund
Satrix Global Achiever Fund: View Fund
Smoothed Bonus
Monthly Bonus Fund: View Fund
Sanlam Absolute Return Plus Fund: View Fund
Stable Bonus Portfolio: View Fund
Sanlam Progressive Smooth Bonus Fund: View Fund
External Single Managed
Sanlam Allan Gray Global Balanced: View Fund
Sanlam Coronation Global Houseview: View Fund
Ninety One Balanced Fund: View Fund

investment goals

Resources and downloads

Performance

Multi Managed

Performance

Single Managed

Performance

Passive Managed

Smoothed Bonus Portfolios

Protect your investments from short-term volatility with smoothed returns and capital protection. Our smoothed bonus portfolios reduce the volatility of investment returns inherent with market exposure. This is done through regular bonus declarations, which are designed to provide a smoothed return over time. These portfolios offer capital protection and are appropriate for members approaching retirement, members whose employment is vulnerable to economic changes and risk-averse members.