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Protection Focussed Solutions Protection Focussed Solutions

Sanlam Investments
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Protection-focused Solutions

Structured investments and retirement fund solutions for a comfortable retirement

Our guaranteed investments provide retirement fund members with smoothed, real returns and capital protection to protect and grow retirement savings. The portfolios offer full or partial guarantees on benefit payments for death, disability, resignation, retrenchment and retirement. Bespoke asset liability matching or liability-driven investment solutions cater for both pre- and post-retirement liabilities. Our annuities provide guaranteed, regular income for life.

Smoothed Bonus Portfolios

Protect your investments from short-term downturns and volatility through monthly bonuses that are designed to provide a smoothed return.

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Annuities
 

Receive a regular income throughout retirement for peace of mind. You can choose to increase your income by a level percentage, or an increase linked to either inflation or an underlying investment portfolio’s growth.

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Asset-Liability Matching Solutions

Match liabilities by investing in assets that move in line with the liabilities, taking into account future required increases. The full range of liability-driven investment strategies caters for each client’s specific risk-return objectives, making use of different enhancing strategies for outperformance.

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Post-Retirement Medical Aid (PRMA) Solutions

This is a comprehensive solution, which could entail removing the liability from the balanced sheet, or setting up a plan asset or various funding solutions funded via an asset liability matching strategy.

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We can provide the protection you’re looking for.

Contact us to develop a solution that works for your fund.

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Sanlam Life Insurance is a licensed financial service provider.
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